{"id":174,"date":"2018-08-06T08:00:00","date_gmt":"2018-08-06T08:00:00","guid":{"rendered":"https:\/\/www.cisforyou.com\/blog\/?p=174"},"modified":"2018-08-01T20:14:52","modified_gmt":"2018-08-01T20:14:52","slug":"types-of-commercial-insurance-for-freelancers","status":"publish","type":"post","link":"https:\/\/www.coinsurancespecialist.com\/blog\/types-of-commercial-insurance-for-freelancers\/","title":{"rendered":"Types of Commercial Insurance for Freelancers"},"content":{"rendered":"<p>Wheat Ridge, CO has seen an increase in freelancers lately, which is typical for the national trend sweeping the nation. Unfortunately, we at CO Insurance Specialist have noticed freelancers aren&#8217;t taking the proper steps to ensure themselves. That&#8217;s because they don&#8217;t quite understand that they are a business and might need some protection. Therefore, it is critical to know what kind of freelance commercial insurance is available and how it helps protect your financial freedom.<\/p>\n<h2>The Types You Can Expect<\/h2>\n<p>When buying commercial freelancer insurance, your options include:<\/p>\n<ul>\n<li>General Liability &ndash; Covers you when somebody tries to sue you after suffering a bodily injury. Can also protect you against slander, libel, and copyright issues.<\/li>\n<li>Property Coverage &ndash; If your freelance business includes property (such as an office in your home), commercial property insurance will cover any damage that occurs to it.<\/li>\n<li>Professional Liability &ndash; When your actions somehow cause financial problems for your clients, this type of coverage can protect you in lawsuits.<\/li>\n<\/ul>\n<p>Thankfully, you can add all of these types of coverage to your commercial insurance to create a diverse policy that ensures maximum protection.<\/p>\n<h2>Is It Strictly Necessary?<\/h2>\n<p>While you might not strictly need freelancer commercial insurance, it&#8217;s great to have it when you need it. Without this type of coverage, you could be sued and end up losing everything in a lawsuit. However, your liability insurance will protect you and ensure that you can stay in business and even rebound if you lose the lawsuit. When you do, your liability insurance will pay.<\/p>\n<h3>Protect Your Freelance Business<\/h3>\n<p>So if you are a freelancer in Wheat Ridge, CO and want to protect your business needs, please don&#8217;t hesitate to contact us at CO Insurance Specialist. We will take steps to ensure that your business needs are protected and that you don&#8217;t suffer from any losses.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Wheat Ridge, CO has seen an increase in freelancers lately, which is typical for the national trend sweeping the nation. Unfortunately, we at CO Insurance Specialist have noticed freelancers aren&#8217;t taking the proper steps to ensure themselves. That&#8217;s because they don&#8217;t quite understand that they are a business and might need some protection. Therefore, it [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[3],"tags":[31,34],"class_list":["post-174","post","type-post","status-publish","format-standard","hentry","category-commercial-insurance","tag-co-insurance-specialist","tag-wheat-ridge-co"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.coinsurancespecialist.com\/blog\/wp-json\/wp\/v2\/posts\/174","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.coinsurancespecialist.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.coinsurancespecialist.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.coinsurancespecialist.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.coinsurancespecialist.com\/blog\/wp-json\/wp\/v2\/comments?post=174"}],"version-history":[{"count":1,"href":"https:\/\/www.coinsurancespecialist.com\/blog\/wp-json\/wp\/v2\/posts\/174\/revisions"}],"predecessor-version":[{"id":175,"href":"https:\/\/www.coinsurancespecialist.com\/blog\/wp-json\/wp\/v2\/posts\/174\/revisions\/175"}],"wp:attachment":[{"href":"https:\/\/www.coinsurancespecialist.com\/blog\/wp-json\/wp\/v2\/media?parent=174"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.coinsurancespecialist.com\/blog\/wp-json\/wp\/v2\/categories?post=174"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.coinsurancespecialist.com\/blog\/wp-json\/wp\/v2\/tags?post=174"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}