As a driver, you face several risks every time you hit the streets of Wheat Ridge, CO, including collisions, theft, vandalism, and much more. However, having auto insurance with CO Insurance Specialist ensures that you are financially protected in case of an unknown risk.<\/p>\n
The state of Colorado requires all drivers to carry auto insurance, failure to which you can face penalties such as fines, license suspension, community service, and 4 points on your driver’s license. In addition, the Colorado DMV requires you to show proof of auto insurance before you can register your car or renew registration.<\/p>\n
Drivers must have the following coverage options:<\/p>\n
Property Damage Liability<\/strong><\/p>\n This coverage covers expenses related to the damage to someone else’s property when you cause an accident<\/p>\n Bodily Injury Liability<\/strong><\/p>\n This coverage caters to the expenses related to bodily injuries of a third party when the accident is your fault.<\/p>\n But, other smart coverage options to add to your auto insurance policy include:<\/p>\n Comprehensive<\/strong><\/p>\n Comprehensive coverage caters to the cost of repairing or replacing your vehicle in case it’s damaged due to non-collision accidents, for instance, vandalism, theft, wildlife, and much more.<\/p>\n Collision<\/strong><\/p>\n Collision coverage caters for the cost of repairs to your vehicle in case it’s damaged after hitting or being hit by another vehicle or object.<\/p>\n Uninsured\/Underinsured<\/strong><\/p>\n Even though auto insurance is compulsory, some drivers still don’t carry it while others don’t have enough coverage. This type of coverage covers expenses in case you’re involved in an accident where the other party is at fault but has less or no insurance.<\/p>\n Medical Payments<\/strong><\/p>\n This coverage caters for your medical expenses and those of your passengers in case of an accident regardless of who’s at fault.<\/p>\n At CO Insurance Specialist, we offer affordable, reliable auto insurance policies. Contact us today for a worry-free driving experience in Wheat Ridge, CO.<\/p>\n","protected":false},"excerpt":{"rendered":" As a driver, you face several risks every time you hit the streets of Wheat Ridge, CO, including collisions, theft, vandalism, and much more. However, having auto insurance with CO Insurance Specialist ensures that you are financially protected in case of an unknown risk. The state of Colorado requires all drivers to carry auto insurance, […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[31,34],"class_list":["post-178","post","type-post","status-publish","format-standard","hentry","category-auto-insurance","tag-co-insurance-specialist","tag-wheat-ridge-co"],"aioseo_notices":[],"aioseo_head":"\n\t\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t