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CO Insurance Specialist

6990 W. 38th Ave. #200
Wheat Ridge, CO 80033

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Classic Car Insurance in Wheat Ridge Colorado

In and around Wheat Ridge, CO you’ll see some beauties hidden under tarps in garages, sheds and barns. They’re the classic collectible cars and trucks that have been owned and maintained from father to son or daughter. You don’t want minimum liability insurance on that classic Corvette. Its a collector car, and it needs to be insured all the way around. Minimum liability coverage isn’t going to cover you if you hit a deer, or a jealous kid keys the paint. Don’t forget about uninsured or underinsured drivers either. Anything can happen once you’re out of your driveway.

We’re independent insurance agents, and we live and work in or around Wheat Ridge. We’re respected and trusted members of our communities. We’re tied in with multiple insurance companies that insure antique and classic vehicles. They can insure you by the year, by miles per year or months our of the year. We’ll even help you establish a firm value that an insurer will pay you if your classic vehicle is destroyed. Those are choices we can offer you that other agents just can’t give you. They’re not permitted to do that.

As opposed to agents from the "big three," the classic car insurance information that you get from us is objective, unbiased and free from influence from any one insurer. We want to give you choices and have you make the selections that you’re happy with so that you and that timeless classic are covered all the way around. We’ll work with you on customizing that coverage package.

Whether you’re looking at buying that 1966 GTO or already have a 1968 396 Chevelle SS, don’t hesitate to contact us. We’re happy to talk with you and put together a coverage package with you.

Hail Damage: What Can Really Happen

Wheat Ridge is on the western corner of Denver, Colorado. Winters can be very cold and accompanied by a lot of snow. Summers are mild. Everywhere you look, there is a lot of recreation to be had. The city has a population of around 30,000 and is growing on an annual basis.

It’s important to look at hail damage in terms of car insurance because you want to have the necessary protection. The state of Colorado mandates that all drivers have liability insurance. This covers property damage and personal injuries, but nothing having to do with the damage that stems from hail. This would require comprehensive insurance – and it’s a coverage option that can easily be added to your policy.

Hail can range in size from the size of grains of rice to the size of golf balls and larger. As these fall from the sky and land on your vehicle, it can cause a significant amount of damage including:

– Dings in car body

– Cracked windshields

– Damage to clear coat

The damage to the clear coat can have the greatest impact because it may not be seen right away. However, it is this coat that seals in the paint and prevents it from chipping away. If the paint starts to chip, the body of the car can rust, causing problems to the overall construction as well as the aesthetics.

Insurance agents can talk to you about the number of hail damage claims in Wheat Ridge over recent years. This will help you to understand the sheer extent of damage that can occur so you can get the needed protection.

Policies can be affordable, even with this coverage. Call and talk to one of our agents today and we will talk to you about hail and how to get the best policy.

Insurance Partners
  • Allied
  • Auto Owners
  • Bristol West
  • CNA
  • Hagerty
  • Hartford
  • Infinity
  • Progressive
  • Safeco
  • Secura
  • State Auto
  • Travelers