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Tag: Wheat Ridge

Getting Your Wheat Ridge, Colorado Home Ready for Spring

Posted on by agentinsure

Spring has officially arrived in Wheat Ridge, Colorado and soon you and your neighbors will be out enjoying the great outdoors. You are likely ready for the warmer temperatures but is your home? Here are some tips for getting your home ready for spring.

  • Your gutters and downspouts play an important role in getting water away from your home. Now is the time to clean them from the debris of last fall and winter and get them running smoothly.
  • Check the area around your outdoor air conditioning unit. Make sure your AC unit is clean and free from grass and shrubbery.
  • Take a walk around your home and visually inspect your roof. Look for missing or loose shingles and uneven spots in the surface.
  • Take a good look at your foundation. Look for signs that it may be sinking. Stair-step cracks in bricks or cinder blocks are a good indication that you may have foundation issues. Make sure your porch isn’t sinking.
  • Test any outdoor play equipment before letting your children play on it. Wooden play and swing sets can suffer deterioration during the cold weather.
  • Check your outdoor grill carefully before you use it.
  • If you have a fireplace, clean it out. You will thank yourself in the fall.

This is the perfect time to get a homeowners insurance review. Your CO Insurance specialist can review your policy, making sure you have sufficient coverage. We are an independent agency serving Wheat Ridge and we would be glad to assist you. Visit our website for a comparative quote on your homeowners or auto insurance. You can also contact us requesting a homeowners insurance review. Get the peace of mind you deserve by making sure your home is ready for spring. Contact your CO Insurance agent today.

Classic Car Insurance in Wheat Ridge Colorado

Posted on by agentinsure

In and around Wheat Ridge, CO you’ll see some beauties hidden under tarps in garages, sheds and barns. They’re the classic collectible cars and trucks that have been owned and maintained from father to son or daughter. You don’t want minimum liability insurance on that classic Corvette. Its a collector car, and it needs to be insured all the way around. Minimum liability coverage isn’t going to cover you if you hit a deer, or a jealous kid keys the paint. Don’t forget about uninsured or underinsured drivers either. Anything can happen once you’re out of your driveway.

We’re independent insurance agents, and we live and work in or around Wheat Ridge. We’re respected and trusted members of our communities. We’re tied in with multiple insurance companies that insure antique and classic vehicles. They can insure you by the year, by miles per year or months our of the year. We’ll even help you establish a firm value that an insurer will pay you if your classic vehicle is destroyed. Those are choices we can offer you that other agents just can’t give you. They’re not permitted to do that.

As opposed to agents from the "big three," the classic car insurance information that you get from us is objective, unbiased and free from influence from any one insurer. We want to give you choices and have you make the selections that you’re happy with so that you and that timeless classic are covered all the way around. We’ll work with you on customizing that coverage package.

Whether you’re looking at buying that 1966 GTO or already have a 1968 396 Chevelle SS, don’t hesitate to contact us. We’re happy to talk with you and put together a coverage package with you.

Hail Damage: What Can Really Happen

Posted on by agentinsure

Wheat Ridge is on the western corner of Denver, Colorado. Winters can be very cold and accompanied by a lot of snow. Summers are mild. Everywhere you look, there is a lot of recreation to be had. The city has a population of around 30,000 and is growing on an annual basis.

It’s important to look at hail damage in terms of car insurance because you want to have the necessary protection. The state of Colorado mandates that all drivers have liability insurance. This covers property damage and personal injuries, but nothing having to do with the damage that stems from hail. This would require comprehensive insurance – and it’s a coverage option that can easily be added to your policy.

Hail can range in size from the size of grains of rice to the size of golf balls and larger. As these fall from the sky and land on your vehicle, it can cause a significant amount of damage including:

– Dings in car body

– Cracked windshields

– Damage to clear coat

The damage to the clear coat can have the greatest impact because it may not be seen right away. However, it is this coat that seals in the paint and prevents it from chipping away. If the paint starts to chip, the body of the car can rust, causing problems to the overall construction as well as the aesthetics.

Insurance agents can talk to you about the number of hail damage claims in Wheat Ridge over recent years. This will help you to understand the sheer extent of damage that can occur so you can get the needed protection.

Policies can be affordable, even with this coverage. Call and talk to one of our agents today and we will talk to you about hail and how to get the best policy.

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