Owning a car manufactured decades ago is a unique and rewarding experience, offering benefits like participation in car shows and annual parades. For car enthusiasts in Wheat Ridge, CO, considering purchasing a classic car, understanding Colorado’s requirements for classifying a vehicle as "classic" is essential. Contact our team at CO Insurance Specialist to get the information you need to make an informed decision.

About Colorado’s Classic Car Requirements

Colorado has specific criteria for registering and insuring a car as a classic. Below are the key requirements to consider when buying, registering, and insuring a classic car. Our agents are here to walk you through each step to ensure you have the necessary information to proceed.

Age

• The car must have been manufactured in 1975 or earlier.
• Cars manufactured in 1976 or later must have been registered with the state as a classic/collector vehicle before September 1, 2009.
• The vehicle must be at least 32 years old, except for those registered before September 1, 2009.

Emissions

• The vehicle must pass an emissions test within the past year.

Drive Time

• The car cannot be driven more than 4,500 miles annually on public roads. Owners must submit a signed affidavit agreeing to this mileage limit before the car can be registered.

Insurance Considerations

• Liability insurance is mandatory.
• Specialized insurance for classic cars is optional but recommended for added protection.

Contact Our Team

Whether you’re ready to showcase your classic car or take it for a scenic drive through Wheat Ridge, CO, our team at CO Insurance Specialist is here to help you secure the insurance coverage you need for a safe and enjoyable journey. Call us today, and let’s get your classic car ready for the road ahead!