Are you a classic car enthusiast? If so, is your investment protected with classic car insurance? The CO Insurance Specialist in Wheat Ridge, CO is the professional you can call for all your insurance needs, including classic car insurance.
Whether you paid a tidy sum to make it yours or rebuilt it from the ground up, your special hobby deserves to be protected with the best insurance coverage available.
While it seems to make sense that you can add your classic car to your existing car insurance policy, there are good reasons to have a policy specially tailored for your classic car.
A classic car policy will include typical vehicle coverage with collision, liability, and comprehensive coverage. But it will also cover you in other ways.
- When your policy is written, you and your insurance carrier agree on the car’s value based on the condition and market value of the vehicle. Therefore, you are compensated for the actual value with no depreciation included.
- You do not need to go to a repair shop designated by your insurance carrier. You can usually go to a restoration or repair shop of your choice.
- Some providers specializing in classic car coverage will search for parts that are hard to find, enabling you to have coverage for original replacement parts.
- Often, you may have the choice to drive whenever you want with no mileage restrictions.
Well-maintained classic cars hold their value and many times will appreciate in price. You want insurance that will recognize your vehicle’s true market value and provide the liability, comprehensive, and collision coverage that is needed.
The pros at CO Insurance Specialist serve the Wheat Ridge, CO area and are ready to answer all your questions. Contact our team today. You will be glad you did.